What's the realistic payback period for the Premium plan against typical loan volume?

For Mortgage Brokers

Premium costs $99/month, or $1,188/year including the base plan alone. Against typical loan officer compensation of $1,500 on a modest refi or $6,000 to $8,000 on a $300K to $500K purchase loan, the plan pays for itself with a single additional refi close, or a fraction of a single purchase close, captured over the course of a year that otherwise would have gone to voicemail or to a faster-answering competitor. Most independent originators close somewhere between 15 and 40 loans a year depending on market and team size; if 24/7 coverage and immediate qualification lift your close rate by even one or two additional deals annually, deals that specifically would have been lost to slow response since the borrower was actively shopping multiple lenders, the payback period is measured in weeks, not months. The more conservative way to frame it: if Voksha does nothing more than catch the after-hours and weekend calls your team currently can't answer live (evening and weekend borrower activity is a meaningful share of total inbound in this business), and even a modest fraction of those convert to a booked consultation that closes, the plan's annual cost is recovered by the first quarter in most cases. Because billing is month-to-month with no contract and a 7-day money-back guarantee, brokerages don't have to project a full year of ROI on faith, most run it through one live rate-shopping week or a single after-hours weekend to see the payback happen in real time before committing longer term.